Disability Insurance
Disability Insurance
Your ability to earn an income is your most important asset. It is what allows you to accumulate and keep your other assets.
If you were injured or ill to the point you were unable to do your job, chances are good that your income would stop coming in. Most jobs won't pay you not to work.
Disability insurance used to be something that doctors and lawyers purchased to protect against the loss of their income. Today, people in all trades and professions recognize how important it is to all of their plans that they continue to enjoy regular income. We even have plans for farmers and ranchers!
Even a short disruption can mean having to dip into savings in order to keep a roof over your head and food on the table. That could mean forgoing a planned vacation, a new car, a home improvement, even your children's college education.
We can help you to guarantee yourself a paycheck even if you are unable to work due to an injury or illness. We work with several top-rated companies to provide both Short-term Disability coverage and Long-term Disability coverage. We'll help you to determine how much you need and for how much you might qualify. By adjusting the elimination period and the benefit period, we can work to find an affordable premium that fits your budget.