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Independent Medicare guidance in Southwest Michigan

Medicare decisions can feel complicated. We help make them understandable.

We help Medicare beneficiaries understand their coverage options and compare the plans available through the insurance companies we represent. We explain how premiums, provider networks, prescriptions, copayments, and additional benefits may affect your decision.

How We Help With Medicare

Understanding Medicare

We explain Medicare Parts A, B, C, and D and how the different parts work together.

Medicare Advantage

We help you compare the Medicare Advantage plans available from the insurance companies we represent, including provider networks, prescriptions, costs, and additional benefits.

Medicare Supplement Insurance

We explain how Medicare Supplement policies work with Original Medicare and help you explore available options.

Prescription Drug Coverage

We help you review Medicare prescription drug plans and check how your medications may be covered.

When Should You Contact Us?

Approaching Age 65

We can help you understand when and how to enroll and what choices you may need to make.

Retiring or Losing Employer Coverage

We can help you understand your Medicare enrollment options and important deadlines.

Reviewing Coverage During an Enrollment Period

We can help you review whether your current coverage still fits your doctors, prescriptions, and needs.

Experiencing a Qualifying Life Change

Certain changes may allow you to enroll in or change coverage outside the usual enrollment periods. We can help you determine whether an enrollment opportunity may apply.

Let’s Review Your Medicare Options Together

We’ll take time to understand your doctors, prescriptions, coverage needs, and concerns before helping you compare the plans available through the insurance companies we represent.

We do not offer every plan available in your area. Currently we represent 4 organizations which offer 28 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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